and will possibly try to add to my own fixer.
Both presidential candidates have announced plans to help voters deal with the challenging housing economy.
Here are their ideas as posted on their election websites:
Sen. John McCain:
Direct assistance to homeowners. No taxpayer money should go to real estate speculators who made bad decisions about investments.
Reform financial and lending systems to prevent a repeat.
Require participating lenders to forgive part of subprime borrowers’ loan principals and place them into new 30-year Federal Housing Administration loans.
Give financing to municipal and civic groups trying to solve problems within their own communities.
Sen. Barack Obama
Create a standardized disclosure plan that allows for full-disclosure of loan costs and provisions.
Crack down on mortgage fraud.
Give a mortgage credit to those who don’t itemize deductions.
Create a fund to help homeowners who face foreclosure refinance.
Allow bankruptcy courts to modify a homeowner’s mortgage payments.
Source: The San Diego Union-Tribune, Lori Weisberg
For many people, one of the most fun parts about buying a home is redecorating it.
Most of these sites are trying to sell products, but they are free to use and could give new home owners some good ideas.
DesignMyRoom.com– This is a sophisticated and complex site. It opens with a series of brief videos with Robert Verdi, a charming “Queer Eye for the Straight Guy”- style guide to the art of interior decoration. The site allows you to choose furniture, art and accessories for 30 generic rooms.
BHG.com – Choose from Color-a-Room or Color-a-Home (exterior).
AndersonFloors.com– The Image Builder Design Center is a basic program that will change the color of the flooring, walls, ceiling and trim.
WoodFloors.org– From the National Wood Flooring Association, Design a Room is another basic wall and floor site.
Mohawk.Swatchbox.com – Mohawk DreamVision allows you to choose a room type (kitchen, bedroom, bath) and style (traditional, modern, etc.) then start designing.
Corian.com– The My Room Designer offers a good choice of cabinets, wall colors and of course, countertops.