Did you know…

Seventy-six percent of workers drive alone to work. Another 11% carpool, and 5% take public transportation. Average time it takes for people in the nation to commute to work: 25.5 minutes.

More women (26.4 million) work in managerial and professional-related occupations than men (24.7 million).
Of the total American workforce, 10.1 million workers are self-employed and 5.9 million work from home.

There are 16.1 million labor union members nationwide. About 12% of wage and salary workers belong to unions, with Alaska, Hawaii and New York having among the highest rates of any state. North Carolina has one of the lowest rates at 3%.

Randy Crisp

 Asst. V.P..

Academy Mortgage 

5565 Glenridge Connector

Suite, 400

Atlanta, GA 30342

404-557-8934 / Cell

404-574-2606 / Office

404-574-2200 / e-fax

http://academymortgage.com/randycrisp

NMLS# 214416

Experience the Difference!

Important FHA Loan info!!

Effective with FHA Case Assignment dates on or after January 1, 2009 the down payment and

maximum mortgage amounts for FHA loans have been revised. Highlights include the following:

 ·         Down payment requirements have been revised to require that the borrower pay an amount not

less than 3.5% of the lesser of the appraised value or the sales price minus any required adjustments

on purchase transactions. This is in addition to any borrower closing costs, prepays or discounts.

Guidelines related to source of down payment and seller contributions remain the same.

·         The maximum FHA loan amounts are changing effective January 1, 2009.  

The new maximum single family loan amount for the counties in the Metro Atlanta MSA will be

$320,850.  The Metro Atlanta MSA code is 12060.   Here is the link for all  counties including the

Metro Atlanta MSA:  https://entp.hud.gov/idapp/html/hicostlook.cfm                                                                                                                                                                                                                                   

 

 

Please contact me at your convenience should you have any questions.

 

Bank of America Mortgage

Darren Smith                                                                                                                                                                       

Mortgage Loan Officer

Assistant Vice President

Bank of America Mortgage

6075 Roswell Rd

Atlanta , GA. 30328

 

404-256-6326 Phone

866-517-8923 Right Fax

404-358-6883 Cell

Mortgage Lenders

Renovation Mortgage Plus

Mario E. Boles/ Diego Hodge

FHA/203K/Fannie Mae (Homestyle)/Freddie Mac (Renovation Mortgage)

2475 Northwinds Parkway, suite 200

Alpharetta, GA 30009

Office: 770-753-6239 

mario.boles@renovationmp.com

diego.hodge@renovationmp.com

*Vonda Henry, Loan Officer (West End Resident)

Advertent Mortgage 

 404-374-3557 

*Bank of America Mortgage

Darren Smith

Mortgage Loan Officer

Assistant Vice President

6075 Roswell Rd

Atlanta, GA. 30328

 404-256-6326  Phone

 866-517-8923  Right Fax

404-358-6883 Cell

 

*Sam Thompsonread my blog:  http://samthompson.thewrittenblog.com

Home Mortgage Consultant

Home Services Lending, LLC

An Affiliate Of Wells Fargo Home Mortgage

MAC M2046-030

3391 Town Point Drive, Ste 325

Kennesaw,  GA  30144

(678) 355-0785 Tel

(770) 301-0527 Cell

1-866-737-9015 E-Fax

sam.thompson@hsl-ga.com

 

web address to apply on-line:

www.homeloans.com/sam-thompson

 

 

*Jayson Duff (can also do FHA loans for 550- 580 credit score!)

Mortgage Banker- REMN, Inc.

500 Town Park Lane Suite 145

Kennesaw, GA. 30144

Office:  770-373-5410 

Cell:  678-360-1969 

jduff@remn.com

www.remn.com

www.jaysonduff.com

 
*Countrywide Bank, FSB

Brian Rains

Home Loan Consultant
4531 Olde Perimeter Way, Suite 200
Atlanta, GA 30346
Cell:   (404) 964-4803

Email: Brian_Rains@Countrywide.com